Restaurant Industry Set to Confront Workers' Comp Challenge with New Food and Beverage Insurance Rating Classification By Jorge Alexandria - June 28, 2024 I sat in on an in-person Workers' Compensation Insurance Rating Bureau (WCIRB) seminar that covered a significant update to the classification system for the California food and beverage industry that will take effect on September 1, 2024. Currently there is just one class code, 9079 (1), for the entire restaurant and hospitality sectors. This update introduces six new classifications that purportedly better reflect the diverse operations and risk profiles across the industry. In usual form from the WCIRB, the seminar had three great presenters with outstanding graphics. (Insiders' tip: the WCIRB website remains one of the best for workers' comp explanatory definitions and videos). But what does the WCIRB do and why? Read More

The Property Claims Investigation By Barry Zalma, Esq. CFE - August 9, 2021 Insurers are large organizations with varying levels of authority for the payment of claims. The adjuster is the representative at the loss scene. He or she must report, in writing, to superiors with the authority to pay the indemnity required unless the claim falls within the authority provided to the adjuster who will only then write a short closing report. Writing a clear, concise, understandable and comprehensive report is an essential part of the adjuster’s job. Read More

More Features

July 29, 2021 - The Examination Under Oath as a Tool to Defeat Insurance Fraud

July 28, 2021 - Liability Insurance Is

January 16, 2021 - Insurance HR Manager Who Participated in U.S. Capitol’s Duck Dynasty Insurrection Loses His Job

November 19, 2020 - Former Work Comp Adjuster Who Is A Brother Of San Bernardino Shooter Gets 3 Years Of Probation In Immigration Fraud Scheme

July 22, 2020 - The Critical Importance of a Property and Casualty- Catastrophe Adjuster In Today’s World

July 8, 2020 - Ex-Insurance Manager Is Charged With Filing A False Police Report Against Birdwatcher

June 2, 2020 - Caught on Tape: The Bird Watcher and the Insurance Manager

February 12, 2020 - Pre- and Post-Offer Employment Testing Saves Organizations Money

Features Archive