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| | The Travelers 2022 Injury Impact Report has findings By Lonce Lamonte - June 21, 2023
The Travelers 2022 Injury Impact Report found 35% of workplace injuries occurred during a worker’s first year on the job. Workers during their first year continue to represent more than one-third of workplace injuries.
The most common causes of first year injuries were: 27% overexertion, 22% slips, trips, and falls, 14% struck by an object, 6% cuts and punctures, 6% caught in or between hazards, 6% motor vehicle accidents.
Travelers AVP Chris Hayes said that “while new employees are among the most vulnerable, many injuries sustained by employees of any tenure can often be prevented if the proper safety measures are in place.”
The restaurant and construction industries were most affected. First year industries accounted for 53% and 48% of claims, respectively.
The average cost of a construction employee’s workers’ compensation claim is more than double the all-industries average.
Some of the most expensive causes of construction injuries included burns and scalding, and slips, trips, and falls.
While manufacturing injuries are similar to that of the all-industries trends, the study did find that the average cost of an injury in manufacturing increased approximately 17% over the past five years.
The study found that age also plays a role in workplace injuries. Workers ages 35 to 49 had the highest percentage of injuries compared to other groups.
Workers ages 25 to 34 and 50 to 59 saw similar percentages of injuries, with the older employees seeing slightly more injuries.
While they were injured less often than other age groups, employees ages 60 and older had higher average costs per claim, totaling nearly 15% more than employees between the ages of 35 and 49 and approximately 140% more than those ages 18 to 24.
“The data clearly highlights two populations to watch when it comes to workplace injuries: new and aging employees,” said Travelers vice president of business insurance claims Rich Ives.
“As employers navigate turnover and a multigenerational workforce, it’s important that they stay aware of the risks that come with changing worker demographics so they can help keep employees safe and businesses running.”
lonce@adjustercom.com, Lonce Lamonte, journalist; copyright Lonce Lamonte and adjustercom; all rights reserved
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