If you go to an insurance agent at 10:00 in the morning to obtain fire insurance on your house that burned down at 8:00 in the morning you are not attempting to insure against a contingent or unknown event you are attempting to pass your known loss to someone else. If you lie to your insurer and tell them the house is still standing you have committed fraud, if you tell the truth no conscious insurer will insure you.

In the April 1, 2010 issue of Zalma’s Insurance Fraud Letter (ZIFL), Mr. Zalma also reports on a fraud conviction upheld by a court of appeal; a warning about bogus health insurance programs; why an Ohio court refused to allow a no contest plea of insurance fraud to be admitted in evidence in a case against the fraud perpetrator’s insurer; why a New York insurance fraud criminal went directly to jail; and how an insurance fraud criminal redefined the term “chutzpah”. In addition ZIFL reports on convictions of insurance fraud criminals who were too greedy to avoid arrest and conviction.

ZIFL is available free at http://www.zalma.com/ZIFL-CURRENT.htm in text or pdf versions. Back issues of ZIFL are available for only $1.00 each at http://www.zalma.com/ZIFL.HTM.  With this issue ZIFL continues its 14th year of publication dedicated to those involved in reducing the effect of insurance fraud.

ZIFL is published 24 times a year by ClaimSchool. It is provided free to clients and friends of the Law Offices of Barry Zalma, Inc., clients of Zalma Insurance Consultants and anyone who subscribes at http://www.zalma.com.

Mr. Zalma also writes at Zalma on Insurance where you can acquire multiple articles on insurance issues, e-books written by Mr. Zalma and the ZIFL archives at http://www.zalma.com/ZALMAONINSURANCE-INDEX.htm. His newest e-book, “Insurance Fraud” is available at http://www.zalma.com.

Mr. Zalma is an internationally recognized insurance coverage and insurance claims handling expert witness or consultant. Mr. Zalma’s law practice is limited to the representation of insurers and those in the business of insurance. He is available to provide advice and counsel concerning insurance fraud, first and third party insurance coverage issues, and bad faith.

To be on the FREE mailing list as a subscriber to ZIFL please go to http://www.zalma.com and click on the link where you will be automatically subscribed to the ZIFL. ZIFL will be posted in text and in Adobe pdf in full color, FREE at http://www.zalma.com/ZIFL-CURRENT.htm

If you need additional information contact Barry Zalma at 310-390-4455 or zalma@zalma.com.