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El Cajon, California, Insurance Agent, Dawna Ernster, Arrested For Stealing Premium Payments. San Diego District Attorney Continues To Search For Additional Victims.
By Lonce LaMon - October 22, 2014

An El Cajon, California, insurance agent, Dawna Louise Ernster also known as Dawna Louise Salois, was arrested on Wednesday, October 15th 2014, on 14 counts of grand theft, 14 counts of failure to disclose events affecting insurance coverage, and two misdemeanor counts of petty theft.
  
Dawna Ernster was at one time licensed as an insurance agent and specialized in selling general liability insurance policies to construction companies. Her licenses were ostensibly out-of-date.  She was the ostensible owner of JND Insurance Services, Inc.
   
The records from the California Department of Insurance show most recent information on Dawna Louise Ernster, and her company, as follows:
 
Name: JND INSURANCE SERVICES, INC.  License#: 0G32156 
License type: Casualty Broker-Agent Status: Inactive Status Date: 09/30/2010 Exp Date: 09/30/2010 
License type: Accident and Health Status: Inactive Status Date: 09/30/2010 Exp Date: 09/30/2010 
License type: Life-Only Status: Inactive Status Date: 09/30/2010 Exp Date: 09/30/2010 
License type: Property Broker-Agent Status: Inactive Status Date: 09/30/2010 Exp Date: 09/30/2010 
Business Address: 3735 GASKILL PEAK ROAD ALPINE, CA 91901 
Number of 2011 Justified Complaints with the Department : 1 
Number of 2012 Justified Complaints with the Department : 1
 
#
 
Name: SALOIS DAWNA LOUISE   License#: 0D77382 
 
Resident Insurance Producer 
License type: Casualty Broker-Agent Status:
Inactive Status Date: 10/31/2012
Expiration Date: 10/31/2012 
 
Resident Insurance Producer 
License type: Life-Only Status: 
Inactive Status Date: 10/31/2012 
Expiration Date: 10/31/2012 
 
Resident Insurance Producer 
License type: Accident and Health Status:
Inactive Status Date: 10/31/2012 
Expiration Date: 10/31/2012 
 
Resident Insurance Producer 
License type: Property Broker-Agent Status:
Inactive Status Date: 10/31/2012 
Expiration Date: 10/31/2012 
 
Resident Insurance Producer 
License type: Variable Contracts Status:
Inactive Status Date: 10/31/2012 
Expiration Date: 10/31/2012 
 
Resident Insurance Producer 
License type: Surplus Lines Broker Status: 
Inactive Status Date: 04/07/2006 
Expiration Date:  04/07/2006 
 
Business Address: 23540 JAPATUL VALLEY RD ALPINE, CA 91901-4448 
Number of 2012 Justified Complaints with the Department :  4
 
#
 
More than a dozen companies and individuals reported to the department of insurance that Ernster collected and allegedly stole their insurance premiums.
  
This case is being prosecuted by the San Diego County District Attorney’s Office.  Ernster’s bail is set at $50,000 and her preliminary hearing is scheduled for Wednesday, October 29th 2014. If convicted, Ernster faces up to 18 years in state prison.
 
The California Department of Insurance is looking for additional victims in this case and encourages anyone who may have done business with Dawna Ernster, aka Dawna Salois, and JND Insurance Services to contact investigators at (858) 693-7150.   
 
Information extracted from the California Department of Insurance Press Release dated October 20th 2014.  
 
 
 

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