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| | Business Insurance USA, Headquartered In Burbank, CA, Now Writing General Liability Coverage For Tattoo Parlors By Lonce LaMon - August 4, 2014
Last week, Business Insurance USA, based in Burbank, California, announced their release of a new and industry specific general liability insurance coverage for tattoo parlors. The company states the new coverage is designed to meet the average risks needs of tattoo parlors large and small, while remaining available at the most affordable rates.
“Tattoo parlors are open to the public and thus open to many types of liability risks,” stated Gary Fisher, Business Insurance USA’s Executive Director. “When you have people going in and out of your business establishment regularly, there is always the chance that an accident will happen. When an accident hurts someone, they’re likely to sue the tattoo parlor as a way to get their medical bills paid. General liability is the insurance coverage a tattoo parlor needs to address this type of risk along with many others.”
This general liability insurance will help protect tattoo parlors when unexpected events occur—events that cause bodily injuries, property damages, or similar problems. The coverage helps pay the associated bills that arise.
It will pay for the costs associated with lawsuits arising due to accusations of fault. The coverage pays for legal defense and normal related legal costs that are required for tattoo parlors to defend themselves in court. If the lawsuit is lost, this insurance also pays required settlements and damages that are awarded by the courts.
The primary risks this general liability insurance covers includes: physical injuries, personal property damages, advertising injuries, personal injuries and tenant property damages.
Bodily injuries occur when someone is physically harmed due to an accident on the business premises. Personal property damages often happen in a similar form, while a customer is visiting the tattoo parlor, for instance. Advertising injuries often involve accusations of fraud or infringement with the tattoo parlor’s advertising, and personal injuries involve allegations of slander or libel against another person or company. If the tattoo parlor rents or leases the building in which the business is operated from, general liability insurance also provides protection against allegations of damages to that property that may be filed by the building’s owner.
Business Insurance USA’s headquarters is located at 539 N. Glenoaks Boulevard, Suite 301, Burbank, California 91502. This insurer is licensed to provide business coverage in twenty states. Its lines of coverage include workers’ compensation, general liability, professional liability, business auto insurance, business owners’ insurance, directors and officers liability, employment practices liability, surety bonds, and also group health.
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